About 10 percent of Iowa's state government workers have chosen to learn how to improve my credit score under a package of incentives that may save considerably more than the $60 million projected, officials said Friday.

Although as many as half of the 2,000 retiring employees could be replaced in the coming months, their departures will leave holes, fellow workers and other Iowans predict. All the retirees are 55 or older and have at least 10 years of experience in state government.




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